Ummah Cover Islamic Cooperative Society (UCICS) aims to establish a community-based financial institution that adheres to Islamic principles, providing a wide range of financial services including trade financing, partnership investment, savings, and charitable financing. By integrating Islamic finance modes such as Murabahah, Musharakah, Diminishing Musharakah,Ijarah, Mudarabah, Wakalah, and Qard Hasan, UCICS will serve as a trusted, ethical, and sustainable financial platform promoting economic development, social justice, and financial inclusion within the community.